<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[FinCollective]]></title><description><![CDATA[Fincollective]]></description><link>https://www.fincollective.co.uk/blog</link><generator>RSS for Node</generator><lastBuildDate>Sat, 26 Sep 2026 01:38:46 GMT</lastBuildDate><atom:link href="https://www.fincollective.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Why is there so much stigma around debt?]]></title><description><![CDATA[Conversations about consumer debt online often become surprisingly moralistic. Instead of discussing financial realities or structural pressures, many responses frame debt as a personal failing. ]]></description><link>https://www.fincollective.co.uk/post/why-is-there-so-much-stigma-around-debt</link><guid isPermaLink="false">6ab5aa596de3d82672a90986</guid><category><![CDATA[Debt]]></category><pubDate>Thu, 24 Sep 2026 23:06:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4b68c5_1c31fbee183b4e3a9c190dd5ad99533d~mv2.png/v1/fit/w_1000,h_675,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Harriet Smith</dc:creator></item><item><title><![CDATA[Three reasons why you're still in debt]]></title><description><![CDATA[If you’ve ever wondered why your debt hasn’t gone down, even though you’re earning more than you did a few years ago, you’re not alone. Here are three powerful psychological forces that keep people stuck financially - yes, even smart, capable, hard-working people.]]></description><link>https://www.fincollective.co.uk/post/three-reasons-why-you-re-still-in-debt</link><guid isPermaLink="false">6ab5a79aafbeddecbc63ec98</guid><category><![CDATA[Debt]]></category><pubDate>Thu, 24 Sep 2026 22:55:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4b68c5_302fa21713b645abbf24d6495043f4c5~mv2.png/v1/fit/w_1000,h_675,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Harriet Smith</dc:creator></item><item><title><![CDATA[7 tips to supercharge your budgeting]]></title><description><![CDATA[As you think about your money goals, a few smart tweaks can make a big difference. Here are seven practical budgeting tips to help you stay in control and give you the best chance of sticking to the goals you set.]]></description><link>https://www.fincollective.co.uk/post/7-tips-to-supercharge-your-budgeting</link><guid isPermaLink="false">6ab5268741f76d1a7b5a24d6</guid><category><![CDATA[Budgeting Tips]]></category><pubDate>Thu, 24 Sep 2026 15:39:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4b68c5_d1c4d52bec20427ba82b56b10cbf0475~mv2.png/v1/fit/w_1000,h_675,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Harriet Smith</dc:creator></item><item><title><![CDATA[When you’re in debt, the urge is intense to throw every spare penny at it]]></title><description><![CDATA[Sell things, cut everything, live on beans (you don't even like beans), sell the TV, destroy the balance. It feels disciplined. Responsible. Focused. But here’s the truth most people learn the hard way...]]></description><link>https://www.fincollective.co.uk/post/when-you-re-in-debt-the-urge-is-intense</link><guid isPermaLink="false">6ab5a0e70f6358bffa03e5c3</guid><category><![CDATA[Debt]]></category><pubDate>Wed, 23 Sep 2026 23:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4b68c5_c28f657c09944782aa4f703b251d3107~mv2.png/v1/fit/w_1000,h_675,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Harriet Smith</dc:creator></item><item><title><![CDATA[5 ways to cut costs without sacrifice]]></title><description><![CDATA[Some of these things get missed when thinking about ways to free up additional disposable income. Times are hard right now, so consider these 5 ways to cut costs without sacrificing a good time!]]></description><link>https://www.fincollective.co.uk/post/5-ways-to-cut-costs-without-sacrifice</link><guid isPermaLink="false">6ab517945003de87f3c0c038</guid><category><![CDATA[Ways to Save]]></category><pubDate>Tue, 22 Sep 2026 23:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4b68c5_cd20891df12149868cab22fa5450ad8e~mv2.png/v1/fit/w_1000,h_675,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Harriet Smith</dc:creator></item></channel></rss>