How FinCollective benefits you
A web based app with a suite of 15 smart tools to help you plan and track your money effectively, plan debt payoff, set financial goals and so much more.
01
Smart Budgeting
Effortlessly plan and manage your finances, with monthly and annual analytics dashboards and smart insights. Plan goal expenditure against actuals and utilise the expense tracker to set a realistic budget.

02
Debt Tracking
Easily track and plan your debt payoff with strategies and calculators to accelerate your debt free journey.

03
Goal Setting
Set, track and achieve your financial milestones.

04
Net Worth
Tracking
Monitor your net worth and see it grow over time.

05
Pension Projection
Our Pension Projection calculator helps you understand what you'll receive when you retire, based on your workplace pension.

06
Learning Centre
Expand your financial knowledge with courses in our learning centre. Topics include understanding credit scores, investing basics and savings strategies.

07
Community
Support
Connect with others taking control of their finances - share wins and challenges and support one another.

08
FinCollective Method
A comprehensive three-stage plan to help you gain clarity of and control over your personal finances and ultimately, build wealth for your future.
Premium member exclusive!

Discover premium
Explore the features available to free users vs. premium users.
Free Plan
-
Track up to three debts, with 0% balance and transfer periods and specific interest rates
-
Explore the debt dashboard with payment reminders, minimum payments, 0% expirations, highest interest rate alerts and debt progress over time
-
Budget your income/s, expenses, sinking funds, savings, debt payments and investments with an annual and monthly dashboard
-
Set and track financial goals and your net worth
-
Utilise the Money Calendar to track money pinches throughout the year and log contract renewals
-
Access the AI Assistant for answers to financial questions, personalised debt payoff strategies and suggestions to improve your financial health
Premium Plan
£4.99/ month or £49.90/ year
Everything the free plan has to offer, plus:
-
Exclusive access to our comprehensive three-stage plan to help you gain clarity of and control over your personal finances and ultimately, build wealth for your future: The FinCollective Method
-
Track unlimited debts
-
Access benchmarks of your financial position compared to others in your demographic
-
Utilise the debt payoff calculators and payoff plan to find the most effective way to pay down your debts
-
Access our Money Tips, with suggestions on how to reduce your expenses and boost your income (regularly updated!)
-
Utilise the Pension Projection feature to calculate what you'll receive when you retire based on your workplace pension
-
Access our Learning Centre to improve your financial knowledge, with courses on topics such as credit scores, pensions and investing
-
Join the Community and get support from other members, celebrating wins and sharing challenges

What our users are saying
Subscribe to Financially Speaking
Subscribe to our Financially Speaking email series from FinCollective for budgeting tips and tricks - straight to your inbox.
Add hello@fincollective.co.uk to your email contacts so that our emails don't go to your junk folder.


.png)
.png)


%20(2).png)
.png)
.png)
.png)