Your budgeting BFF is just a tap away 😄
FinCollective App
Introducing FinCollective App
A web based app with a suite of smart tools to help you plan and track your debt and budget effectively, set financial goals and so much more.
Smart debt tracking
Track debts, monitor interest charges and interest free periods and visualise your debt-free journey with personalised payoff calculators and strategies. You can even track your net worth!
Budget management
Track your income and expenses, integrated debt payments and plan financial goals, visualising it all with a budget overview and annual dashboard with AI insights.
Exclusive Learning Centre
Expand your knowledge through our modules on topics such as investing, pension planning and credit scores. Explore Money Tips to save on your everyday purchases and make extra money.
Join the Community
This is a no judgement zone! Connect with others on their journey to financial clarity - share wins, get support and learn together in a safe and supportive environment.
“I've created a debt payoff plan with the help of the Payoff Strategies tool and I've never felt more in control of my money".
Kiera L. (Premium)
What People Are Saying 🙌🏼
“FinCollective has done what we all want. ONE app that does it ALL".
Lucy H. (Premium)
What People are Saying 👀
Free
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Main dashboard with an overview of total debt, assets, net worth and active goals
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Includes notifications of upcoming payments and smart suggestions
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Track up to three debts
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Log total debts, 0% balance and money transfers and interest rates!
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Debt dashboard with total debt, total paid, current monthly interest and minimum payment totals
- Also see payment reminders, 0% expirations, recent payments and highest interest rate
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Manual payment tracking
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Add payments made towards (and against - we're tryin' our best) debts and visually see your progress
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Create monthly budgets
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Input income, expenses, sinking fund contributions, savings and planned debt payments - minimum payments due are already pulled through for you
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Annual budget dashboard
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Financial goal setting
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Set goals with 'by dates' and the app will tell you what you need to put towards that goal to hit it by the date you have specified
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AI assistant
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Get instant answers to your financial questions, receive personalised debt payoff strategies, and learn how to improve your financial health
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SIGN UP FOR FREE & UPGRADE TO PRO
Premium
Everything in the free plan, plus:
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Unlimited debt tracking
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Advanced reports & analytics
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Enhanced budget reporting and analytics with forecasting and debt benchmarking
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Debt payoff calculators
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See how to best plan your debt payoff with extra payment, minimum payment and consolidation calculators
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Smart payoff strategies & projections
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Review payoff strategies with the avalanche, snowball and highest balance methods to find the right one for you
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Money tips (updated regularly)
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Savings hacks, Cashback opportunities and side hustle ideas to boost your financial wellness
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Learning centre resources
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Improve your financial knowledge with carefully crafted learning modules across topics such as Debt Management, Pensions and Credit scores
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UK Pension projection calculator
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Forecast your pension with our calculator to find out what you should be putting into your pension to achieve your retirement goals
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FinCollective Community access
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Share wins, challenges and support one another within the FinCollective Community
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